Can’t get a personal loan? 4 alternatives to try | app

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Personal loans provide quick, unsecured funds that can pay for everything from home repairs to medical emergencies. Instead of requiring collateral like a house or car, many lenders prefer applicants with strong credit and high incomes.

But what if you don’t meet a lender’s requirements? People who don’t qualify for a personal loan have alternatives to high-interest predatory lenders. These options can help close an income gap, but each has advantages and disadvantages.

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